Govt of India has a wonderful scheme for finally weaker people of India. The name of the Scheme is PMJAY and the benefits you will get under is Ayushman Bharat Health Card. The Ayushman Bharat Health Card provides the payment of Rs 5 Lacs for any health care treatment or illness. The insurance of Rs 5 Lakh is free for the Economically Weaker section of India.
Ayushman Bharat Health Card Summary:
| Yojana Name | PMJAY / Pradhan Mantri Jan Arogya Yojana |
| Hospitals Permitted | All Govt and Private Hospitals |
| Launched Date | Prime Minister Sh Narendra Modi on Sep 13, 2018 |
| Ayushman Card Benefits | Cashless Treatment of Rs 5 Lacs |
| Procedures Covered | 1929 Procedures for different diseases |
| Yojana Supervised by | Ministry of Health & Family Welfare |
| Pre-Hospitalization Covered For | Covered For 3 Days |
| Post-Hospitalization Covered For | Covered For 15 Days |
| Website of ABHA /Ayushman Bharat Health Card | https://pmjay.gov.in/ |
Eligibility for ABHA Card
The people who want to take benefit of the Ayushman Bharat Health Card worth Rs 5 Lack should now have the eligibility details to apply for the PMJAY scheme. The eligibility rules for the Ayushman Bharat Health Card are different for rural and urban areas. The main eligibility criteria is the income of the family who is applying for the Ayushman Bharat Health Card.
Eligibility For Rural:
- The beggers of rural areas
- Tribal people from the SC/ST category
- The family should not have an age above 16 years or less than 59 years
- a family with one Physically handicapped person
- The family has no land
- One-room family with no solid walls and roof
Eligibility For Urban:
- The person who is Washerman and Watchman
- The Worker, Electrician, Repair Worker, and Mechanics
- The Sanitation Worker and Domestic Helper
- The Plumbers Assistant and Peon are eligible
Individuals who are not Eligibility are:
- The person who owns a two-wheeler/bike, four-wheeler/car, or boat
- The person who has farming equipment like a tractor
- A person who has a Kissan Card of limit Rupees 50000
- A person who is entrusted by govt
- A person with a monthly income of more than Rupees 10000
- A person who is having a fridge or landline
- A person with land more than 5 acres
How to Check Eligibility for an ABHA Card?
The person who wants to apply for the Ayushman Bharat Health Card should first verify his eligibility for the ABHA card.
- Visit the portal of PMJAY.
- Now, see the link of AM I Eligible, click on that, and a form will open.
- The form will ask you for the phone number and a captcha value.
- When you write the mobile number and captach and then submit the form.
- You will receive an OTP, write it in the proper place.
- Fill out the rest of the Ayushman Bharat Health Card eligibility form.
- You have to write the income proof in the ABHA form.
- Then submit the form.
The govt of India has a helpline number to solve the queries of the people about the Ayushman Bharat Health Card, you can call the number to verify eligibility.
How to Apply For Ayushman Bharat Health Card
Applying for Ayushman Bharat Health Card is a simple process as explained below.
- The applicants are required to move to the PMJAY web portal.
- You should have the Aadhar Card Number to apply for the ABHA Card.
- Write the Aadhar Card number.
- You will get the OTP on the mobile number.
- Write the digits of OTP in the form.
- Fill out the rest of the ABHA form with the correct details.
- Secure the docs/pics with the Ayushman Bharat Health Card form.
- Tap on the submit button when all the info is filled.
Documents Required for Ayushman Bharat Health Card
Below are the documents needed for applying for the Ayushman Bharat Health Card.
- You should have an Aadhar Card, PAN Card, and Voter ID.
- Ration Card and Photo is required
- SC/ST Certificate will be required
- Income Proof is needed
Ayushman Bharat Health Card Status Check
The person who has applied for the ABHA Card and wants to check their status can check the status from the website. Go to the proper tab the check the ABHA Status, then enter the Aadhar Card or mobile number in the form. Then you will be able to see the status of the application such as approved, in process, etc. When your ABHA Card is approved by govt, you can save it from the website.
Benefits of Ayushman Bharat Yojana
One of the great initiatives taken by the Indian government to help the poor section of the country is the Ayushman Bharat Health Card. In this scheme, the govt of India will consider all of the needy people of India to pursue health benefits. If a person is ill or gets into some accident, he/she can reach the nearest govt or private hospital. The treatment of the person will be free up to Rupees 5 Lakh if he/she has an Ayushman Bharat Health Card. The ABHA Card also covers the 3-day charges of pre-treatment and 15-day charges of after treatment.
- The Ayushman Bharat Health Card covers a huge number of common diseases.
- The treatment of the person will be cashless, he needs not worry about money in case of health trouble.
- The ABHA Card is valid in govt and private hospitals.